We independently research every major service on price, features, and real-world coverage. No pay-to-rank. No sponsored placements.
Comparing price, credit monitoring, dark web scanning, and insurance coverage across the top services.
| Service | Our rating | Starting price | 3-bureau monitoring | Dark web scan | Insurance | Best for | |
|---|---|---|---|---|---|---|---|
|
Aura
All-in-one digital safety
Top pick
|
$12/mo | ✓ | ✓ | $1,000,000 | Overall value | Read review | |
|
LifeLock
by Norton, most recognized brand
|
$7.99/mo | ✓ | ✓ | $3,000,000 | Highest insurance | Read review | |
|
NordProtect
by NordVPN, bundles VPN + ID
|
$3.33/mo | — | ✓ | $2,000,000 | Budget + VPN bundle | Read review | |
|
Identity Guard
Powered by IBM Watson AI
|
$6.67/mo | ✓ | ✓ | $1,000,000 | AI monitoring | Read review | |
|
IdentityIQ
Strong family + credit focus
|
$6.99/mo | — | ✓ | $1,000,000 | Families | Read review | |
|
Experian IdentityWorks
Direct bureau access, free tier
|
Free / $9.99+ | ✓ | ✓ | $500,000 | Free starter option | Read review |
What makes this site different from sponsored "best of" lists.
We test and review every service ourselves. No company pays to appear in our comparison table or influence our rankings.
Prices, coverage tiers, and insurance policies change frequently. We review and update every listing at least every three months.
3-bureau monitoring, dark web scanning, insurance payout limits, and recovery support — not just marketing language.
We earn a commission when you sign up through our links. This funds the site — but it never influences which service we rank highest.
The FBI reported over 859,000 cybercrime complaints in 2024, with losses exceeding $16.6 billion — a 33% jump in a single year. Identity thieves now target children, medical records, and tax returns, not just credit cards. A monitoring service won't prevent theft, but it can catch it early and help you recover.
Straight answers to the questions real people ask about identity theft protection.
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